Summer is for fun and family, for vacation, rejuvenation and to be away from the hustle and bustle of daily life. Families are out on vacation, and several homes are left unattended without any notable supervision. And while there are risks of thefts and trespassers, the scorching heat also threatens homes. High temperatures can cause… Read more »
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Some Insurance Considerations for Homes on the Beach
Home insurance is nothing short of essential. In the US, it has become a mandate, not by law but due to multiple factors — natural or otherwise. The tenants are required to have insurance, while owners get home insurance policies on their part to protect their properties against unforeseen circumstances. Cut to the special scenario… Read more »
A Retail Store’s Guide to Insurance
It is safe to say that retailers face market competition a little more than other sectors. To work under such pressure and build a profitable business requires smart investment. Retail businesses are dependent on insurance policies in more than one way. Retail insurance policies protect retailers from unforeseen risks, damages, and losses that could be… Read more »
How has motor insurance evolved over the course of time?
The automotive landscape is rapidly changing and the credit goes to autonomous vehicles, inflation, and other such factors in equal measure. This has directly affected or changed the outlook of the motor insurance segment too. There have been many changes in the insurance norms, prices, etc. But first, let us look at what motor insurance… Read more »
What you should look for in commercial property insurance
You might be running a business at your own property or have taken it on lease from someone. Are you worried about finding the right ways to protect the premises and your business? Obviously, there are a lot of parameters to understand and work on, while running a business. Worrying about protecting your property from… Read more »
What would WE want our insurance provider to be like?
It’s common to hear that insurance companies only consider their perspective and not what would benefit you. They suggest policy options that cover your basic needs but don’t go out of their way to ensure that the policies that they are suggesting are 100% beneficial for you. Thus, finding the right insurance company is very… Read more »
Why umbrella insurance makes sense even if you have other policies
Having multiple insurances is normal. You ask why? Well, the norms are different for every instance, and being covered from all angles makes your life easy. Every insurance policy has different coverage so you might need more than one just in case. Better coverage make sure that you don’t run out of your savings in… Read more »
Understanding Deductibles in Insurance
Insurance is a must-have for every individual or small business. Insurance offers comprehensive financial protection to safeguard your savings at the time of an emergency. However, insurance jargon can be misleading sometimes. It often raises conflict at the time of insurance pay-outs. Hence, all users need must put effort and time into understanding the insurance… Read more »
The weather events you should prepare for (and insure against)
Natural disasters affect more than 218 million people per year. And more often than not, people struggle financially to cope with the aftereffects of such climate calamities. According to a recent report, around 20.5% of people do not have emergency funds to repair or rebuild essential assets after the damage caused by natural disasters. To… Read more »
What You Don’t Know About Employment Practices Liability Insurance Could Hurt You
Insurance is extremely important for business owners, especially if you’re new in the game. Without it, you could lose precious cash to malpractices and many other undesirable and unexpected phenomena. One of the most important insurances is employment practices liability insurance (EPLI). This provides coverage to employers against claims made by their employees. Let’s take… Read more »