Condo/Co-op Insurance

Condo and co-op homeowners require insurance not just for the contents of their homes, but for
possibilities and risks that occasionally exceed those of single-family homeowners.

Condo and co-op insurance resembles single-family homeowners coverage in that it will protect your
personal property while at home and off-premises…and it will cover liability for injury and accidents that happen in the home. However, condos and co-ops have special concerns, and Gonzalez & Company will help you identify them. For example losses to or resulting from alterations and renovations may or may not be covered by your building association’s policy (review the by-laws) - you may need separate coverage for that. Or, if your kitchen or bathroom plumbing backs up into the condo next door or on the floor below, you would need condo insurance to cover the damage.

When it comes to condos and co-ops, Gonzalez & Company has a complete array of insurance products to address every situation and need.

Renters Insurance

Tenants often don’t realize how very crucial insurance coverage can be. Even if you do not own your home,
you need to protect your furniture, clothing, computers, jewelry and other personal property in case of theft or fire. You also need to protect yourself against personal liability should someone slip and get hurt in your home.

Gonzalez & Company will customize the right Renter’s Policy for you. We will help assess all of your coverage needs including replacement cost for personal property, cash settlement options, and even water back-up options.

Valuables and heirlooms require additional coverage.

Many make the mistake of leaving their irreplaceable items uninsured. Valuables and heirlooms are not covered on standard Homeowner’s policies, leaving many loss-stricken homeowners inconsolable from lack of any type of compensation. Gonzalez & Company can help design a policy to cover your most prized possessions.