Author: Chris Gonzalez

Umbrella insurance is secondary insurance coverage that covers liability over and above the standard liability cover taken on other policies like the homeowner or other small business policies. It could provide a cover on multiple properties and assets depending upon the selection of the coverage. It is typically considered as ‘excess’ insurance or better known… Read more »

When it comes to insurance, people often shy away from getting down to the fine print and details because they assume that it is a tedious and cumbersome process. While reading the fine print isn’t exactly fun, it is absolutely essential. When it comes to insurance, ignorance is the opposite of bliss. Nobody wants to… Read more »

In 2016, there were well over 268 million registered vehicles and over 220 million licensed drivers on US roads. Out of these, several hundred thousand got into crashes. In 2016 alone, there were around 34 thousand fatalities, a couple of million injuries and a few million incidents of accident-related property damage. Today, there’s about a… Read more »

With Barry just blowing itself out and as many as 8 hurricanes forecast for 2019, hurricane season is obviously a big deal for all of us on the East Coast. With major systems of winds moving at up to 111 miles per hour, the risks of damage being caused by a hurricane are very real…. Read more »

Ok, we admit. Insurance is tough to like or appreciate for most people. It’s not something you may necessarily want to spend on, especially regularly. But on the other hand, if you ever find yourself in a sticky situation, insurance may be the only thing you can count on. That’s when folks start appreciating insurance…. Read more »

Did you know that according to ISO, water damage claims are the second largest and most frequent claim? It’s also one of the most expensive claims. Water damage is bad news and is best avoided. There are different kinds of water damage, and it is important to understand what kind of water damage is covered… Read more »

Employment practices liability is a type of insurance that renders coverage to employers against claims made by employees alleging harassment, wrongful termination, discrimination, and other employment-related issues. Big companies usually have extensive employment practices insurance coverage in place and are equipped to deal with any employment lawsuit. However, small businesses or startups are often vulnerable… Read more »

Life is unpredictable. One moment everything could be smooth-sailing but everything could fall apart the next moment. And while we can’t avoid such situations, we can safeguard against them. One way to do that is through insurance. Insurance can give us peace of mind. It can help us prepare for the worst by avoiding catastrophic… Read more »

Thinking about getting your condo insured? We’ve got you covered! But knowing more never hurt anyone. In this blog, we will explore the ABCs of condo insurance, and everything you need to know before you choose the insurance that’s right for your needs. The first thing to understand about condo insurance is that condo dwellers do… Read more »

Insurance is security. It allows you to secure what matters such as assets, finances, health, and even your loved ones. Insurance companies offer you the coverage that protects you against life’s unpredictable circumstances and events such as natural disasters, theft, or a decline in health. There’s really no doubt, having insurance is absolutely imperative. Insurance… Read more »