Author: Chris Gonzalez

A Retail Store’s Guide to Insurance

It is safe to say that retailers face market competition a little more than other sectors. To work under such pressure and build a profitable business requires smart investment. Retail businesses are dependent on insurance policies in more than one way. Retail insurance policies protect retailers from unforeseen risks, damages, and losses that could be… Read more »

How has motor insurance evolved over the course of time?

The automotive landscape is rapidly changing and the credit goes to autonomous vehicles, inflation, and other such factors in equal measure. This has directly affected or changed the outlook of the motor insurance segment too. There have been many changes in the insurance norms, prices, etc. But first, let us look at what motor insurance… Read more »

What you should look for in commercial property insurance

You might be running a business at your own property or have taken it on lease from someone. Are you worried about finding the right ways to protect the premises and your business? Obviously, there are a lot of parameters to understand and work on, while running a business. Worrying about protecting your property from… Read more »

What would WE want our insurance provider to be like?

It’s common to hear that insurance companies only consider their perspective and not what would benefit you. They suggest policy options that cover your basic needs but don’t go out of their way to ensure that the policies that they are suggesting are 100% beneficial for you. Thus, finding the right insurance company is very… Read more »

Understanding Deductibles in Insurance

Insurance is a must-have for every individual or small business. Insurance offers comprehensive financial protection to safeguard your savings at the time of an emergency. However, insurance jargon can be misleading sometimes. It often raises conflict at the time of insurance pay-outs.  Hence, all users need must put effort and time into understanding the insurance… Read more »

The weather events you should prepare for (and insure against)

Natural disasters affect more than 218 million people per year. And more often than not, people struggle financially to cope with the aftereffects of such climate calamities. According to a recent report, around 20.5% of people do not have emergency funds to repair or rebuild essential assets after the damage caused by natural disasters. To… Read more »

What You Don’t Know About Employment Practices Liability Insurance Could Hurt You

Insurance is extremely important for business owners, especially if you’re new in the game. Without it, you could lose precious cash to malpractices and many other undesirable and unexpected phenomena. One of the most important insurances is employment practices liability insurance (EPLI). This provides coverage to employers against claims made by their employees. Let’s take… Read more »

Don’t Raise the Roof – A Homeowner’s Guide to Roof Repairs

A roof is essential (well, duh!) and a good roof is a major investment designed to protect your home. Roofs must deliver worry-free and reliable performances for the long term. While a new roof must have a lifespan of over 20 years, it’s worth investing in high-quality materials and expert professionals to install your roof…. Read more »

It’s Time to Prepare for the 2022 Hurricane Season – Start with A Look at Insurance

Hurricanes can be devastating across levels. They cause massive damage to the environment, your home, and your property. Hurricane Harvey caused damage worth $125 billion, destroying an estimated 300,000 structures and 500,000 vehicles in Texas alone. With so much at stake, it would be foolhardy for people to forget to safeguard themselves from the upcoming… Read more »