Author: Chris Gonzalez

The small business community is experiencing unexpected growth, not just in the United States but globally. The rise of social media, acceptance of independent brands, and more such factors deserve at least some of the credit for this growth, even in uncertain times.  When referring specifically to the US, the small business community greatly contributes… Read more »

Natural disasters in the United States caused a total loss of an estimated $164,879 million in 2022 alone. Private insurers and government programs paid out approximately $98,885 million in insured losses.  Consider this: fires, natural or accidental, account for considerable property destruction. According to Statista, approximately $15.96 billion in property loss was reported in 2021 as a result of… Read more »

Financial illiteracy is a real concern for many people. Often, most young adults who have to tackle their finances struggle with the right investment plans and are mostly underinsured/uninsured because of being largely unaware. This is what inspired the coming of Life Insurance Awareness Month into the picture. This movement has been running its course… Read more »

Wildfires are one of the most common and devastating natural disasters that people in the US face year after year. They have serious consequences for livelihoods and land, reduce the air quality, and leave behind lasting damage. According to the National Interagency Fire Center, there have been about 42,498 fires on average between 2013 and 2022. On… Read more »

The pandemic altered the way the world operates, possibly forever. Emerging small business and work-from-home trends are here to stay. The number of new small businesses also surged. According to the US Chamber of Commerce, 5.4 million new small businesses filed applications in the United States in 2021. Presently, there are around 33.2 million small businesses in… Read more »

According to CIAB, the increase in commercial insurance premiums ticked in at around 20.4% in the first quarter of 2023, the highest since 2021. Apart from the increased premiums, the report emphasizes that property owners are experiencing several new changes because of a variety of factors at play. This includes rising deductibles, changing policy terms, and more…. Read more »

The insurance sector is witnessing the widespread increase in premiums for various insurance coverages, such as property insurance, auto insurance, and more. But what if we told you that certain key segments have remained more or less consistent while still being powerful in enhancing your coverage options?  Renter’s insurance is one such policy. It is… Read more »

Summers in the United States call for breaks and frequent road trips. According to one report, Memorial Day road trips increased by 6% in 2023, with over 37.1 million Americans driving to their destinations.  However, when it comes to traffic accidents, Americans have been hit worse than usual. According to one source, the country witnesses around 12.40 road… Read more »

According to Statista, the country experienced 130 significant floods between 2010 and 2019. In 2017, the total loss due to flash floods was around $60 million, making it the most financially excruciating year for Americans. When such disasters strike, everyone suffers — whether they are families, individuals, or business owners. As reported by Reuters, floods and other water-related… Read more »

According to data collected by the Bureau of Labor Statistics, approximately 20% of businesses that opened in 2021 were not able to celebrate even their first anniversaries. The sad truth of business is that many ventures fail. Failure can occur for a variety of reasons, including an inability to scale up, a lack of sales, or not… Read more »