Frequently Asked Questions
Can I pay with a credit card?
Some insurance carriers do allow you to pay with a credit card, but it varies by carrier. If you need to use a credit card and the carrier you choose doesn’t offer that option, then we can offer credit card payments ourselves and pay the carrier on your behalf. If you take this option, we will need to pass on the 3% charge the credit card companies charge us, but we don’t charge you anything on our own behalf.
When can I visit your office?
Our business hours are Monday through Friday, 9 am to 6 pm, and drop-ins are welcome. We are also available at additional hours by appointment if necessary to accommodate our clients’ schedule. Please call us at (201) 869-6409 for more information.
Where are you located?
At 5833 Kennedy Blvd in North Bergen, NJ. You can follow this link [link] for a detailed map and directions to our offices.
Is there parking in the building?
Yes, we have free parking available to our clients beneath the building. The directions at the link above will guide you to the parking lot entrance.
How long have you been in business?
Over 35 years, since 1978. We’ve been known as innovators in the field of insurance for a very long time, and part of our company philosophy is to take frequent looks at our service and the insurance industry to improve the way we serve our customers. One of the reasons we’ve been able to offer this deeply personal service for so many years is that we’ve been owned and operated by the same family for our company’s entire history; we’ve never had to kowtow to a bigger corporation’s whims, and we’ve always remained true to our fundamental principles. We treat our clients as we would any member of our family, and we’re always ready to go the extra mile for family.
How long will it take me to get a quote?
Well, it depends. Most quotes can be expedited as necessary, but in the normal course of business, the fastest policies are always personal auto insurance, which can be processed in one day if the applicant has all the required information with them (driver’s license, registration, social security number, and a copy of their current policy).
For homeowners, we can usually process a policy within 1-2 days, and for building insurance we can turn the paperwork around in as little as 3 days, assuming we can easily access all the relevant information.
For companies looking to create tailored policies to cover specialized equipment and additional coverages, it might take a little longer so that we can make sure we cover every aspect of your business, and you may wish to take some time to consult with our experts to learn more about what we recommend in terms of coverage. However, the policy creation and processing itself should be completed in less than a week.
Where do you insure buildings?
We started our operations in New Jersey, and expanded over the years to offer coverage in New York and Pennsylvania.