Author: Chris Gonzalez

Insurance is a silent promise to cover your losses during an unplanned crisis when your savings or other financial means aren’t enough for the same. You can also purchase insurance to maintain your lifestyle or secure your possessions against loss, theft, and damage. As your savings eventually grow, you should keep evaluating the amount of… Read more »

Have you ever faced a situation where you misplace or damage a valuable item in your possession, only to find out that it’s not covered in your homeowner’s policy? God forbid if such a thing happens! The agony you feel in such situations ie real. For example, your engagement ring, an item that’s not only… Read more »

Being a business owner, you must already be aware of the importance of different insurance types, some of which may be mandatory in your state. In difficult times, a successful business is not only defined by its revenue but also the measures it takes to provide for its employees.  Worker’s compensation is one such benefit… Read more »

Companies rely on many tools and equipment to run seamlessly and generate revenue continuously. In that scenario, one of the primary responsibilities of the business owners is to ensure the proper functioning of these machines. In many businesses, most of the equipment you invest in are interdependent, which means that one malfunction can bring the… Read more »

Although accidents are rare, they are a part of the game, which is why we have insurance. Whether it’s a burglary on a night you weren’t at home, a sudden illness, or a random accident that has damaged your new car, you should always be ready to file your claim. But how to maximize the… Read more »

The global chaos that the coronavirus seems to be generating, not only affects public health but also small businesses. The situation in the USA is still fluid (and confusing) but when businesses contemplate the worst-case scenario, they fear disruption and losses. It’s up to them to find measures to reduce the risks. A reduction in… Read more »

Driving even a small business requires a lot of planning and preparation, whether it’s delivering skilled services or selling goods through a physical storefront. As the business owner, you have to consider a variety of factors like capital investment, condition of the market, product/services demand, competitors, favorable location, and, of course, insurance.  The last factor… Read more »

Unfortunately, home-based business insurance is often neglected. Numerous people own their own homes and expect that their home insurance will cover their home-based businesses. Sadly, this may not be the case. Of course, Operating a business from home has various benefits. But this won’t mean that the venture is risk-free. Like any other traditional business,… Read more »

Small businesses are unique in various ways. Risk-taking is inherent in entrepreneurship. But as they say, taking too many risks can be costly. Small business owners must be aware of the most common threats they could face and be better prepared for them. Investing your money in running a business can be critically risky for… Read more »

The cold winters bring in a unique set of difficulties. While this is true for all of us, there is a special challenge for small businesses that depend on their ability to sell through their retail establishments or to deliver services. Winter creates treacherous conditions both inside and outside for these businesses. A day of… Read more »