Retail Store Insurance

As a retail store, you’re the backbone of America’s “Main Street.” You’re the foundation on which this nation was built. And unfortunately, you’re often given the short end of the stick when it comes to getting proper insurance coverage.

Not at Gonzalez & Company. We started as a small storefront ourselves, and we know how critical proper coverage is when just one slow month could be the difference between success and failure. We develop coverage plans that actually address the issues that small business owners confront on a regular basis – and we do everything in our power to ensure that none of these potential risks can take you down.

What a Retail Policy Entails

We usually begin with a good Business Owner’s Policy (BOP) from a solid carrier we recommend highly. That gives you detailed property and liability coverage – the bare minimum of what every small retail store needs. BOPs will also cover you for any loss of income resulting from a fire or other catastrophe that disrupts the operation of your business.

Then we take a good look at your business to assess any potential issues that could put your store at risk, and make sure you have additional coverage to address them. Some common add-ons are theft, damage, and liability due to on-site accidents, but we’ll recommend coverage specific to your business type. We can also help you craft policies to cover further business needs like employment practices liability, employee theft coverage, crime coverage auto insurance, and worker’s comp.

We’re a one-stop shop, and we’ve been in this business a long time, so we can often create custom policies that help you save money and get the coverage you need to ensure that small storefront is brightening Main Street for years to come.