Author: Chris Gonzalez

It gets cold across the Eastern Seaboard. It’s always been important to protect oneself from the approaching winter. And winter is costly too. Winter storms caused insured damage worth $6 billion in 2022, according to Insurance Information Institute reports. In storm situations, winter damage consists primarily of snowing, freezing, and flooding. Some of these conditions… Read more »

According to Statista, there have been approximately 37 billion-dollar flood-related disasters in various regions of America since 1980. Between 2010 and 2019, there were approximately 18 such devastating floods that impacted the people and economy. In 2021, flash floods claimed the lives of approximately 140 people, a startlingly high number which is worrisome in many ways.  Apart from… Read more »

In 2020, a lot of businesses went online to amplify their revenue. Some sought survival in the midst of the pandemic. This opened new gateways and possibilities for businesses of all sizes. The eCommerce industry has significantly transformed since then, with more and more people preferring online shopping.  But there are challenges as well. For… Read more »

Halloween is one of the most loved (and participated in) holidays. The autumn chills add to the holiday’s aesthetics and vibe. However, the holiday season also brings with it a few tricky scenarios. Reports often highlight severe cases of drunk driving, putti Halloween is one of the most loved (and participated in) holidays. The autumn… Read more »

Be it a pandemic that forced the closure of over 30% of small businesses or constant weather conditions affecting different states across the country, small businesses are always highly impacted.  Since the beginning of 2023, the country has experienced approximately 24 disasters, each costing $1 billion in destruction. These disasters have various effects on communities, individuals, and small… Read more »

The small business community is experiencing unexpected growth, not just in the United States but globally. The rise of social media, acceptance of independent brands, and more such factors deserve at least some of the credit for this growth, even in uncertain times.  When referring specifically to the US, the small business community greatly contributes… Read more »

Natural disasters in the United States caused a total loss of an estimated $164,879 million in 2022 alone. Private insurers and government programs paid out approximately $98,885 million in insured losses.  Consider this: fires, natural or accidental, account for considerable property destruction. According to Statista, approximately $15.96 billion in property loss was reported in 2021 as a result of… Read more »

Financial illiteracy is a real concern for many people. Often, most young adults who have to tackle their finances struggle with the right investment plans and are mostly underinsured/uninsured because of being largely unaware. This is what inspired the coming of Life Insurance Awareness Month into the picture. This movement has been running its course… Read more »

Wildfires are one of the most common and devastating natural disasters that people in the US face year after year. They have serious consequences for livelihoods and land, reduce the air quality, and leave behind lasting damage. According to the National Interagency Fire Center, there have been about 42,498 fires on average between 2013 and 2022. On… Read more »

The pandemic altered the way the world operates, possibly forever. Emerging small business and work-from-home trends are here to stay. The number of new small businesses also surged. According to the US Chamber of Commerce, 5.4 million new small businesses filed applications in the United States in 2021. Presently, there are around 33.2 million small businesses in… Read more »