Author: Chris Gonzalez

Life insurance policies are fairly straightforward. You purchase an insurance policy, pay the premiums, and leave a secure life for your loved ones in the event of a natural or untimely death. However, many Americans are either uninsured or have inadequate coverage.  According to a recent LIMRA survey, more than 41% of adults who were both insured… Read more »

Lead has long been a source of concern for people worldwide because it is a toxic substance that can have adverse health effects. Its presence and extensive usage in the past for commodities like paints, pipes, and gasoline has invited utter scrutiny, and rightly so. Unfortunately, lead use in several applications in the past has… Read more »

There’s always a steady trend of people looking to purchase home insurance. This can be attributed to several factors. On the one hand, for example, the weather is becoming less kind with numerous natural disasters affecting cities across the United States. On the other hand, inflation is so high that repairing a damaged home is… Read more »

The clickbait term – revenge startups is making the rounds in news and debates across the country. Following widespread layoffs, various stories are getting published showcasing laid-off employees launching new businesses in the same industry. These revenge startup stories began with Jen Zhu and Sarah Porter, who founded their businesses after they were asked to wrap up… Read more »

As per the 2023-2024 APPA national pet owners survey, 86.9 million, or 66% of American households, were reported to have a pet. Another study found that the number of pets in American households makes the country one of the world’s largest pet-owning countries. However, having pets comes with a lot of responsibility and expenditure. In 2022, the total… Read more »

Having one or more types of property insurance is mandatory. But beyond what mandated by the law, most building owners need more protection. Here are four types of building insurance that we believe are essential for any type of business in the United States. Business Property Insurance This insurance policy differs from standard property insurance… Read more »

Auto insurance is a mandated coverage by most states in the United States. Apart from providing protection in case of accident, the increasing theft of auto parts also emphasizes the importance of obtaining appropriate and comprehensive auto insurance. Over 932,329 items were reported stolen in 2021, a 17% increase from 2019. An insurance information institute report stated that this… Read more »

Small businesses have regularly been victims of numerous mishaps, including thefts, burglaries, and shoplifting. Even with all safety precautions in place, it is estimated that businesses lose more than $61 billion per year due to shoplifting and employee theft. This has given rise to retail shrink, which is the philosophy of adopting measures to reduce… Read more »

There are over 33 million small businesses in the United States, and many of them are either uninsured or underinsured. According to Forbes Advisor, the majority of small businesses have no employees at all. A survey found that poor money management and crisis evaluation are the leading causes of small business failure. A small business requires the same… Read more »

According to Statista, the burglary rate in America in 2018 was around 376 incidents per 100,000 people. There have been several reports that highlight and indicate that these numbers have sharply increased because of inflation, recession, and rising commodity prices. According to an FBI report, each larceny offense costs over a thousand dollars to the robbed individual…. Read more »