Author: Chris Gonzalez

According to CIAB, the increase in commercial insurance premiums ticked in at around 20.4% in the first quarter of 2023, the highest since 2021. Apart from the increased premiums, the report emphasizes that property owners are experiencing several new changes because of a variety of factors at play. This includes rising deductibles, changing policy terms, and more…. Read more »

The insurance sector is witnessing the widespread increase in premiums for various insurance coverages, such as property insurance, auto insurance, and more. But what if we told you that certain key segments have remained more or less consistent while still being powerful in enhancing your coverage options?  Renter’s insurance is one such policy. It is… Read more »

Summers in the United States call for breaks and frequent road trips. According to one report, Memorial Day road trips increased by 6% in 2023, with over 37.1 million Americans driving to their destinations.  However, when it comes to traffic accidents, Americans have been hit worse than usual. According to one source, the country witnesses around 12.40 road… Read more »

According to Statista, the country experienced 130 significant floods between 2010 and 2019. In 2017, the total loss due to flash floods was around $60 million, making it the most financially excruciating year for Americans. When such disasters strike, everyone suffers — whether they are families, individuals, or business owners. As reported by Reuters, floods and other water-related… Read more »

According to data collected by the Bureau of Labor Statistics, approximately 20% of businesses that opened in 2021 were not able to celebrate even their first anniversaries. The sad truth of business is that many ventures fail. Failure can occur for a variety of reasons, including an inability to scale up, a lack of sales, or not… Read more »

Climate change, economic upturn, and altering needs are all contributing factors to consider when it comes to commercial property insurance. Citizens are heavily invested and certain about obtaining commercial property insurance because of these factors and the fear of financial burden.  According to reports, the global commercial property insurance market will grow at a CAGR of… Read more »

Summers in the United States can be brutal. Temperatures can shoot up and create havoc. Besides, hurricanes, floods, fires, and storms are some of the most common summertime disasters. They leave homeowners in a state of mental, physical, and financial anguish. The 2022 heat wave troubled many Americans, and reports indicate that 7 out of 10 people… Read more »

Running a small business is both challenging and rewarding. Business owners invest their hearts and souls into their ventures, striving for success. When a business thrives, it’s not just a measure of financial success — it’s a testament to the countless hours of hard work and unwavering belief people have invested. However, it’s crucial to… Read more »

Life insurance policies are fairly straightforward. You purchase an insurance policy, pay the premiums, and leave a secure life for your loved ones in the event of a natural or untimely death. However, many Americans are either uninsured or have inadequate coverage.  According to a recent LIMRA survey, more than 41% of adults who were both insured… Read more »

Lead has long been a source of concern for people worldwide because it is a toxic substance that can have adverse health effects. Its presence and extensive usage in the past for commodities like paints, pipes, and gasoline has invited utter scrutiny, and rightly so. Unfortunately, lead use in several applications in the past has… Read more »