Category: Uncategorized

A Business Owner Policy is an insurance policy that focuses on small and medium businesses and owners. It provides financial protection against perils like property damage, business interruptions, loss due to crime or cyber incidents, or general liability. The policy also covers claims that arise from lawsuits and employee liability at the business place. With… Read more »

Owning a small business is exciting. You’re always busy with everyday challenges and new customer prospects. Small businesses also drive the country’s economy as they exist in every place, however inaccessible, and operate in every vertical of products and services. There is a trust which small businesses build with the local population that tends to… Read more »

Last February, Texas saw one of its harshest winters in history. The storm that ravaged the area caused billions of dollars worth of damage and suffering. From ice, snow, freezing temperatures to heavy rains and wind, the potential for disaster is enormous during harsh winter conditions. In many ways, the worst affected are the smaller… Read more »

Renter’s Insurance, also known as Tenant Insurance, is an affordable collection of Insurance covers designed to protect personal belongings, certain liabilities, and temporary relocation of the renters in case of disasters that destroy or make the living unit uninhabitable. Considering the growing incidents of destruction caused by extreme winds and fire; if you are renting… Read more »

Steve is ecstatic as he’s finally got the cash (and the will) to add that extension to complete the shop of his dreams. He calls a contractor and work begins. One of the days, disaster strikes! A worker has been rendered incapacitated because a beam fell on him. Steve turns to the contractor but to… Read more »

The commercial auto insurance market size in the United States stands at USD 51.5 billion in 2021. This market is growing faster than the overall economy. Obviously, with millions of commercial vehicles sold every year, vehicle owners need to enroll in a commercial auto insurance plan. These vehicles include commercial trucks, vans, food trucks, and… Read more »

31% of all homebuyers in the United States were first-time homeowners in 2020. However, in a survey by Realtor.com with 3000 American respondents, 44% of homeowners did not have a clear understanding of the things to look for in a home insurance policy. Out of these, 15% had absolutely no idea of the contents of… Read more »

Summer is officially behind us, and fall awaits. Strange as it may seem, the change in the seasons does impact insurance claim categories and their respective frequencies. Getting a better understanding of the possible risks and trends could prove useful as you seek to assure yourself better security and coverage. As you would expect, Covid-19… Read more »

By Sue Quimby, CPCU, AU, CIC, CPIW, DAE According to the National Fire Protection Association (NFPA), cooking is the leading cause of all restaurant fires, resulting in over $153 million in damage per year. Changes in cooking equipment and practices as well as fire-fighting technology have brought about many changes in NFPA standards. There are… Read more »

The United States has 30.7 million small businesses that employ a massive portion of the entire working population. But business is inherently risky and small business owners need to be aware of all the risks and uncertainties of the small business world. Covid-19, for instance, has hit the small businesses hard resulting in 31% of… Read more »