Category: Uncategorized

Renter’s insurance safeguards your personal property in a rented residence from unforeseen circumstances such as theft, fires, or plumbing problems, and offers protection for lost or damaged belongings. It can also help protect you from legal liability in case someone is injured on the premises occupied by you at the time. This insurance is similar… Read more »

Insurance is in place to protect individuals and businesses when things don’t go to plan. Obviously, trust is a crucial aspect that people seek in insurance companies as they rely on them for safety and stability during challenging times. That’s why insurance companies must prioritize transparency, reliability, and exceptional customer service in order to meet… Read more »

This is a time of year when hurricanes are common, and we must be ready. Out of 17 to 25 storms anticipated this year, between four and seven will morph into major hurricanes with winds that blow at speeds greater than 111 mph. We should anticipate at least some Category 3 storms in the coming… Read more »

As a small business owner, one gets to have their own operation and therefore be one’s own boss. However, managing a business also entails embracing some risks. There are legal structures in place that compel small businesspersons to have some form of insurance. It is necessary to have these to shield your business and your… Read more »

Nuclear verdicts are now a concern of almost all forms of insurance in various markets. Nuclear verdicts entail an enormously high amount given to a plaintiff by a jury, often beyond logic and fairness. They usually exceed the $10 million mark and can even go higher. The Impact of Nuclear Verdicts In 2019, jury awards… Read more »

The National Pet Owners Survey in the US reported that 70% of households are home to dogs, cats, fish, birds, guinea pigs, hamsters. That’s around 90.5 million homes! However, seeing a sick pet is one of the hardest things a pet parent must deal with. If you’re a pet parent without pet insurance, read on… Read more »

From volumes of information and misinformation to time-consuming onboarding processes, it’s natural for a lot of small business owners to have a distaste towards insurance in general. Mainly because they find the entire process to be very hectic and time-consuming. As a result, many end up skipping the entire process of doing their due diligence… Read more »

Introduction If you own a small business and think that you’re too small a fish for cyber attackers to even consider targeting you, think again. It’s this mindset that cyber attackers leverage to deploy attacks that one would never expect. It also makes your small business vulnerable, but don’t just take our word for it…. Read more »

Soaring rates, growing underwriting losses, and a tough renewal period coupled with reduced capacity made 2023 one of the most challenging years for the commercial building insurance market. 2024 brought with it more hope. 2023 was the year of triple-digit rates, these have now subsided as renewals see single-digit increases. Insurance is far more affordable… Read more »

Collectibles, whether they are rare coins, vintage clocks, or classic portrait paintings signed by elusive artists, hold a unique place in our hearts and minds. These items are worth far more than their original sale price and are also considered alternative investments—vehicles that don’t fall into traditional categories like stocks, bonds, cash, or real estate…. Read more »