Being a landlord is not easy! Besides ensuring tenants are available and that they pay the rent on time and that the property is well taken care of, the landlord needs to safeguard his/her interests against diverse threats. If you are a landlord who has little or no idea about tenant discrimination claims, this is… Read more »
Category: Uncategorized
Why Food Trucks Must Have Insurance On The Menu
The pandemic has hit every industry, more or less. But the maximum damage was probably suffered by the restaurant and hospitality sector, including food trucks. With most of their customers, i.e., the regular officegoers and commuters, absent on the roads, they suffered a massive drop in their clientele. Almost half of the $985 million sector seemed… Read more »
What Digital Small Business Should Consider For Insurance
The digital-driven market is ever-expanding and will continue to do so. It will not be wrong to say that the pandemic would have had devastating effects on the human psyche, if not for the internet. Digital kept many business operations going during the lockdown phase. Ecommerce companies and digital content platforms also experienced a surge in consumption… Read more »
Can Insurance Help Small Businesses Grow?
“Don’t be afraid to give up the good to go for the great.” – John D. Rockefeller, industrialist and philanthropist Are you the owner of a small business? Do you have insurance? If your answer is no, then you must ask yourself, “Why not?”. There are many benefits to insuring your company. But perhaps the… Read more »
Insurance Has An Unexpected Seat At The Thanksgiving Table
We don’t mean to spread doom and gloom but the way 2020 has gone, it’s a good idea to be prepared at all times. No one expects an amazing occasion like Thanksgiving to end in disaster, but it happens. From rash driving to accidental fires, the festive occasion can turn gloomy, if one is not… Read more »
Winter Is Coming – Is Your Insurance In Place?
Winter storms caused insured losses of $2.1 billion in 2019 as against $3 billion in 2018. One out of 15 homes raises a claim every year in these colder months. Winter damages, snowfall, and blizzards are a major factor in insurance calculations each year. For small businesses and individuals alike, indirect damages due to extremes of climatic conditions,… Read more »
What Auto Repair Shops Must Know About Insurance
The more vehicles that are registered, the more demand there will be for maintenance and repair services. But as an auto repair shop owner, one must be aware of the risks to overcome the challenges effectively. The auto-servicing industry is subject to several risks. From property damages (in this case, the vehicles) to liability risks,… Read more »
How Can A Small Business Evaluate A Recommended Insurance Package?
There is no denying that investing in a suitable insurance package will never go waste. About 40% of businesses claim insurance within ten years, and 20% of small business insurance claims concern burglaries and thefts. Although reputational harm, like copyright infringement or defamation suits, comprise about 5% of the total claims, they are said to be the costliest…. Read more »
Your Employment Practices Liability Insurance Primer
Running a business is risky, no doubt, but the risks are not only in market conditions. As a business owner, you should also be aware of the internal risks that your company faces before they escalate. In 2018, the EEOC charged government and private companies about $505 million for discrimination. In fact, private enterprises with 100… Read more »
What Small Businesses Must Know About Environmental And Pollution Coverage
Awareness of the environmental responsibility of businesses is increasing, thanks to the efforts of industry leaders and influencers. The social and environmentally responsible corporate is also largely regarded in high esteem by millennials and the Gen-Z population. A Nielson poll in 2018 revealed that 80% of Gen-Z and 85% of millennials prefer environmentally-responsible brands for engagement over… Read more »