Category: Uncategorized

When it comes to the practicalities of negotiating the various regulations that apply in even small workplaces, the landscape is like a minefield for both employer and employee. One particular area that needs to be given due consideration is workers’ compensation insurance. Designed to offer financial assistance and medical coverage to employees who sustain work-related injuries… Read more »

Indeed, it’s that time of the year when the atmosphere oozes with excitement and anticipation. Shoppers would be trawling through the malls or through online stores to find that perfect gift for their loved ones, with the average US consumer planning to spend $1,063 on holiday-related purchases in 2024—a 7.9% increase from $985 in 2023,… Read more »

What if a sudden fire in your small business drained your entire life savings—or worse, left you buried under debt? What if a freak car accident totaled your vehicle, leaving you stranded and struggling to recover financially? For some, these are nightmares that turned into reality—but they walked away unscathed, thanks to insurance. Others? They… Read more »

Owning a home is as much about achieving the American dream as it is about providing a refuge of stability and comfort. However, with ownership comes the crucial duty of securing the home and family from accidents, one of the worst being a house fire. The National Fire Protection Association estimated that in 2022 alone,… Read more »

Crazy insurance tales have been making headlines for decades now. There seems to be no end to the capacity of humans to come up with bizarre creative solutions to secure what they think are easy payouts. Before we get into some of the craziest tales we’ve come across, it’s important to understand what insurance fraud… Read more »

Many small business owners may think that they’re “too small” a business for cybercriminals to care about and that only the big fish are susceptible to cyberattacks. This common misconception lands a staggeringly large number of businesses in hot water. It leaves them unaware and unprepared for threats that lurk around them. According to Accenture’s… Read more »

In a nutshell, workers’ compensation is a government-mandated program that pays out benefits to workers who are injured on the job or who fall ill because of the job. This typically covers medical costs, healthcare benefits, income for lost wages, educational retraining, and disability pay. While workers’ comp is a state government-mandated program, the benefits… Read more »

If you are a homeowner or looking to become one, chances are you have already come across the concept of mortgage insurance. And if you haven’t it is worth understanding what this entails as you may be mandated to have it in some cases. Read on to know more. Mortgage insurance is a policy that… Read more »

Did you know that over $100 million worth of jewelry is stolen each year according to the FBI? This is exactly why it makes sense to have your jewelry insured. Losses in 2023 alone amounted to $133.2 million, making it a “historically high” crime rate. There are a lot of risks involved in keeping jewelry… Read more »

Did you know that winter storms can cause as much damage as hurricanes? While the wind speeds of winter storms are not as bad as cyclones, the storm fronts can be over 600 miles long and sweep across half a continent. It’s no surprise that winter storms result in massive insured and uninsured losses year… Read more »