Category: Uncategorized

Insurance is a must-have for every individual or small business. Insurance offers comprehensive financial protection to safeguard your savings at the time of an emergency. However, insurance jargon can be misleading sometimes. It often raises conflict at the time of insurance pay-outs.  Hence, all users need must put effort and time into understanding the insurance… Read more »

Natural disasters affect more than 218 million people per year. And more often than not, people struggle financially to cope with the aftereffects of such climate calamities. According to a recent report, around 20.5% of people do not have emergency funds to repair or rebuild essential assets after the damage caused by natural disasters. To… Read more »

Insurance is extremely important for business owners, especially if you’re new in the game. Without it, you could lose precious cash to malpractices and many other undesirable and unexpected phenomena. One of the most important insurances is employment practices liability insurance (EPLI). This provides coverage to employers against claims made by their employees. Let’s take… Read more »

A roof is essential (well, duh!) and a good roof is a major investment designed to protect your home. Roofs must deliver worry-free and reliable performances for the long term. While a new roof must have a lifespan of over 20 years, it’s worth investing in high-quality materials and expert professionals to install your roof…. Read more »

Hurricanes can be devastating across levels. They cause massive damage to the environment, your home, and your property. Hurricane Harvey caused damage worth $125 billion, destroying an estimated 300,000 structures and 500,000 vehicles in Texas alone. With so much at stake, it would be foolhardy for people to forget to safeguard themselves from the upcoming… Read more »

When you’re buying a property, it’s imperative to get insurance to protect that property as well. That acts as a safety blanket, to ensure that nothing bad or undesirable that happens leaves long-term impacts. But there are many insurance policies out there. It’s reasonable to get confused about which one to select. Take, for instance,… Read more »

Insurance can be complicated if you don’t know how to navigate the landscape. There are nuances that many don’t understand, nor are they able to decipher what’s best for them to work with. That’s why it’s not enough to simply provide insurance papers to a person. There must also be an expert present who can… Read more »

The standard homeowner’s policy usually covers destruction and damage to the residence’s exterior and interior. It also covers the loss or theft of certain possessions and personal liability for harm to other people. There are essentially three basic levels of coverage that exist. Those provide for a cash value, replacement cost, and an extended replacement… Read more »

If you can thrift clothes, accessories, and other things, it isn’t surprising that one can reuse old buildings, too. That is what many companies are choosing to do in a practice called adaptive reuse. That’s when an entity takes an existing building and repurposes it for a new use. It means renovating an existing building… Read more »

It’s been all over the news lately – smash and grab incidents to the tune of $340,000 last year. These are growing in number and pose a real risk to shop owners. Not only are you losing thousands of dollars this way, but your lives could also be in potential danger in the worst circumstances…. Read more »