Category: Uncategorized

Hurricanes can be devastating across levels. They cause massive damage to the environment, your home, and your property. Hurricane Harvey caused damage worth $125 billion, destroying an estimated 300,000 structures and 500,000 vehicles in Texas alone. With so much at stake, it would be foolhardy for people to forget to safeguard themselves from the upcoming… Read more »

When you’re buying a property, it’s imperative to get insurance to protect that property as well. That acts as a safety blanket, to ensure that nothing bad or undesirable that happens leaves long-term impacts. But there are many insurance policies out there. It’s reasonable to get confused about which one to select. Take, for instance,… Read more »

Insurance can be complicated if you don’t know how to navigate the landscape. There are nuances that many don’t understand, nor are they able to decipher what’s best for them to work with. That’s why it’s not enough to simply provide insurance papers to a person. There must also be an expert present who can… Read more »

The standard homeowner’s policy usually covers destruction and damage to the residence’s exterior and interior. It also covers the loss or theft of certain possessions and personal liability for harm to other people. There are essentially three basic levels of coverage that exist. Those provide for a cash value, replacement cost, and an extended replacement… Read more »

If you can thrift clothes, accessories, and other things, it isn’t surprising that one can reuse old buildings, too. That is what many companies are choosing to do in a practice called adaptive reuse. That’s when an entity takes an existing building and repurposes it for a new use. It means renovating an existing building… Read more »

It’s been all over the news lately – smash and grab incidents to the tune of $340,000 last year. These are growing in number and pose a real risk to shop owners. Not only are you losing thousands of dollars this way, but your lives could also be in potential danger in the worst circumstances…. Read more »

According to the US Department of Labor, around 14% of all submitted medical claims are rejected. That’s over 200 million denied claims. The rejections are just as high for other types of insurance, including home insurance, car insurance, and more. For those seeking redressal from unprecedented disasters, this is a potential worry. But why do… Read more »

A Business Owner Policy is an insurance policy that focuses on small and medium businesses and owners. It provides financial protection against perils like property damage, business interruptions, loss due to crime or cyber incidents, or general liability. The policy also covers claims that arise from lawsuits and employee liability at the business place. With… Read more »

Owning a small business is exciting. You’re always busy with everyday challenges and new customer prospects. Small businesses also drive the country’s economy as they exist in every place, however inaccessible, and operate in every vertical of products and services. There is a trust which small businesses build with the local population that tends to… Read more »

Last February, Texas saw one of its harshest winters in history. The storm that ravaged the area caused billions of dollars worth of damage and suffering. From ice, snow, freezing temperatures to heavy rains and wind, the potential for disaster is enormous during harsh winter conditions. In many ways, the worst affected are the smaller… Read more »