Category: Uncategorized

Navigating Insurance After a Natural Disaster: A Step-by-Step Guide

Across the United States, natural disasters have grown in number and strength in recent years. From wildfires to hurricanes and floods, events such as these are causing communities progressively more grief. One vivid illustration is the recent intense fires that broke out on January 7 in the Los Angeles’ Pacific Palisades area. Driven by strong… Read more »

Business Interruption Insurance for Restaurants – Beyond the Basics

The restaurant industry depends on speed—fresh ingredients, bustling dining rooms, and seamless operations. But a catastrophic event like a fire, a machinery shutdown, or a delivery chain breakdown could cause huge financial suffering. Even a basic grasp of Business Interruption Insurance (BII) can help restaurants address their unique vulnerabilities. Let’s take a deeper look. Restaurants aren’t… Read more »

The Home Insurance Ready Reckoner – Claims and Rejections

Your home is your largest investment—a sanctuary built with love and the repository of innumerable irreplaceable memories. Preventing against the unexpected is exactly what home insurance is for—an essential safety net that helps to provide financial relief when calamity comes to call. Home insurance, often referred to as homeowner’s insurance, is defined as an agreement between the… Read more »

Workers’ Compensation Insurance – What You Must Know (And Why)

When it comes to the practicalities of negotiating the various regulations that apply in even small workplaces, the landscape is like a minefield for both employer and employee. One particular area that needs to be given due consideration is workers’ compensation insurance. Designed to offer financial assistance and medical coverage to employees who sustain work-related injuries… Read more »

Is Your Holiday Shopping Insured?

Indeed, it’s that time of the year when the atmosphere oozes with excitement and anticipation. Shoppers would be trawling through the malls or through online stores to find that perfect gift for their loved ones, with the average US consumer planning to spend $1,063 on holiday-related purchases in 2024—a 7.9% increase from $985 in 2023,… Read more »

What Every Homeowner Must Know About Fire and Insurance

Owning a home is as much about achieving the American dream as it is about providing a refuge of stability and comfort. However, with ownership comes the crucial duty of securing the home and family from accidents, one of the worst being a house fire. The National Fire Protection Association estimated that in 2022 alone,… Read more »

Men In Bear Suits And Other Crazy Insurance Tales

Crazy insurance tales have been making headlines for decades now. There seems to be no end to the capacity of humans to come up with bizarre creative solutions to secure what they think are easy payouts. Before we get into some of the craziest tales we’ve come across, it’s important to understand what insurance fraud… Read more »