A Look at the Factors Impacting Commercial Property Insurance
May 30, 2023
The data over the years has revealed how property rates have rapidly changed curves over time. According...
Read moreUnderstanding Tenant Discrimination Coverage
March 27, 2023
From 2020 to 2021, the number of fair house complaints filed increased by more than 8%, rising from 28,712 to 31,216. According to the National...
Read moreWhy Many Homeowners Review Their Home Insurance Policies When Spring Comes?
March 16, 2023
The US experiences extreme weather all year long; thankfully, spring adds a little balance to the year-round weather whirlwind. According to a report,...
Read moreWhat Will 2023 Bring for the American Small Business Owner?
January 12, 2023
Forbes reports that more than half of the workforce in the US is now employed by small businesses. The fact that nearly 99.9% of...
Read moreThe Changing Trends in Insurance Linked to Weather Events
November 1, 2022
Weather-based insurance has evolved over the years to provide financial protection against loss and damages caused due to unforeseen climatic conditions. Now that the winter is approaching, it is the...
Read more7 Businesses That Need Customized Insurance
September 27, 2022
The uncertainty of the small business world makes it more prone to unexpected losses. To that end, choosing an appropriate insurance plan can protect your business from losses due to market fluctuations,...
Read moreIs small business insurance changing?
June 4, 2022
The post-pandemic era is replete with changes thanks to the changing habits of customers. Small and medium-sized businesses are feeling these changes more predominantly than the MNCs or corporate hubs....
Read moreWhat Must Small Businesses Do to Make Good on the Promise of 2022
March 1, 2022
2022 comes with many promises for small- and medium-sized businesses alike. Pandemic conditions are improving, people are returning to stores and restaurants, and the words “supply chain” don’t sound...
Read moreAre There Any Good Reasons to Stay Un (Or Under) Insured?
January 26, 2022
Around 1 in 3 small businesses reportedly didn't have insurance...
Read moreSome Random Thoughts About 2022 In the Insurance World
December 29, 2021
Many small businesses lost massive amounts of money due to the COVID-19 situation. Shops had to shut down, deliveries halted, and many other things happened that changed the very fabric of businesses on...
Read moreInsurance Considerations for the Holiday Season
December 27, 2021
The holiday season should be a time for cheer and goodwill. But sometimes, things take a wrong turn, and disaster strikes. Maybe it's an opportunistic thief trying to steal your car from that unfamiliar...
Read moreHow Insurance Needs And Retail Stores Grow Together
November 15, 2021
Every business has its growth path. Some start like the hare, gallop away to quick success, resting only when they turn into a multi-location and multi-faceted organization. Others may start like the...
Read moreHow Are Insurance Companies Being Influenced by Data Analytics?
October 28, 2021
Data analytics could become a game-changer for the insurance sector. Conversations about applications include business intelligence initiatives, data management, and analytics/AI. The practitioners of...
Read moreThe Evolving Commercial Real Estate and What It Means for Insurance
October 12, 2021
The pandemic has seen many industries take a hit, while others found new opportunities. The realm of commercial real estate experienced that as well. In the USA, large sections of the population are working...
Read moreIs Technology Changing How Customers and Insurance Advisers Engage?
September 9, 2021
The pandemic pushed technology to the forefront. 10 years ago, it would be considered a novelty to discuss topics as complex and important as insurance without meeting. But today, insurance agents and...
Read more5 Insurance Myths Small Businesses Need To Stop Believing In Now
June 16, 2021
64% of all new jobs in the United States come from small businesses. 31.7 million small businesses are registered in the US and these create 1.5 million jobs. Around 15 million Americans work full-time...
Read moreHere’s What You Should Expect If You Don’t Insure Your Small Business
May 27, 2021
It can be expensive to leave out insuring your small business if you’re an entrepreneur or small business owner. Courts usually rule in favor of the customers and public opinion tends to be partial towards...
Read moreWhy Local Knowledge is an Essential Quality for a Small Business focused Insurance Agency?
April 19, 2021
The National Association of Insurance Commissioners says there were 5,965 insurance companies in the United States in 2019. I suspect the number may be even higher. There is massive competition with the...
Read moreHow Small Businesses Can Build Resilience in a Post-Pandemic Age
March 25, 2021
COVID-19 is the hardest hit we have taken in recent times. Never has the world been more united than now in fighting this persistent virus. Regardless of country and city, there has been an unprecedented...
Read moreThe Personal Approach That Extends To Every Aspect Of Our Business
February 12, 2021
As they say, a friend in need is a friend indeed. So, why should insurers not be seen as friends? After all, insurers are the folks with an eye on the threats looming over your business, property, or...
Read more5 Reasons For Small Businesses To Look At 2021 With Hope
December 21, 2020
It is not hidden that small businesses have been struggling amidst the pandemic and the other prevailing conditions. About 45% of...
Read moreHO1 to HO8 - All the Flavors of Home Insurance Out There
December 4, 2020
Owning your own house is central to the American Dream is to. After struggling and striving...
Read moreWhy I Am Still Undecided About Automakers and Auto Dealers Offering Insurance
September 9, 2020
Auto insurance is one of the most profitable sectors of the insurance industry. Every car owner in the US needs to pay an average cost of $1,099 annually to secure his personal or commercial vehicle, as...
Read moreWhat Is Forcing Insurance Companies And Carriers To Innovate Furiously Now
August 27, 2020
Just like many other sectors, the pandemic has brought serious changes to the way the insurance industry functions, forcing them to innovate rapidly to get aligned with the so-called “new normal”....
Read moreSome New Risks Retail Businesses Are Likely To Face In The Post-COVID Future
August 5, 2020
As with any other sector, the retail world has been going through a series of interesting changes during the COVID-19 pandemic. Most of the brick-and-mortar stores were closed during the lockdowns that...
Read moreDoes Anything Change In Your Home Insurance While Working From Home?
July 24, 2020
The Covid-19 pandemic has, at last, established the remote working trend that was gaining traction among US companies only gradually in recent years. According to an analysis by Riverbed,...
Read moreWhat I Have Heard About The Role Of Artificial Intelligence In Insurance
July 2, 2020
Artificial Intelligence, or AI, is said to be changing the world, as we know it. From processing huge chunks of data to enhancing memory capacity and cloud computing, AI is everywhere now. AI is being...
Read moreRenting Out Your Building? Here Are Some Insurance Questions To Consider
June 29, 2020
When you’re renting out a property (or properties) you should consider several things at once, and insurance is an important factor. While many landlords are under the assumption that the basic landlord’s...
Read moreWhat Commercial Building Owners Must Know About WFH And The Possible Impact On Them
June 18, 2020
Remote working has never been this popular before. The COVID-19 pandemic and the nationwide lockdown that followed to ensure social distancing has driven a remote working boom. According to a report...
Read moreA Few Areas To Explore To Reduce Your Insurance Premium
June 8, 2020
There’s no denying that insurance is an important investment for every US citizen, who owns a car, or a property, runs a business, or simply wants to secure his/her financial future. According to the...
Read moreHow To Decide On The Best Time To Buy Insurance
June 1, 2020
Insurance is a massive business. The net value of insurance premiums stood at $1.22 trillion in 2018, according to a report by the Insurance...
Read moreHow To Know If Your Insurance Agency Is Right For You
May 26, 2020
In the risk-prone world of today, insurance is a key investment to make in life, as well as business. Of course, this is acknowledged wisdom and the numbers show that too. According to a report by
How Commercial Property Insurance Will Change If Remote Working Becomes Common
April 25, 2020
Most large-scale enterprises and many small to medium business owners have resorted to remote working, as offices have shut down owing to the COVID-19 situation. This has led to a major upheaval in the...
Read more5 Best Insurance Practices That Always Benefit Small Businesses
April 20, 2020
The risks of starting a new business can’t be avoided, but they can always be offset with meticulous planning and effective implementation. You have to take care of the little details and make sure you...
Read moreHow Commercial Auto Insurance Will Change In the Age of Smart Cars
April 2, 2020
Automobiles are brilliant inventions of the modern age. There’s no doubt about it. But, in the wrong hands, they can turn out to be the worst. According to a report by Driver...
Read moreHow Insurance Premiums Get Affected By The Stuff In the Headlines
February 17, 2020
Do you know that the coronavirus outbreak has not only affected the health of many thousands of people but also hundreds of businesses worldwide? Numerous Small to Medium Sized Businesses,...
Read moreWhy I Don't Think Technology Will Transform Insurance For Consumers
January 26, 2020
According to data from the National Association of Insurance Commissioners based on approximately 195,669 annual customer complaints, the biggest bones that customers had to pick with insurance companies...
Read moreMy Definition Of Customer Service For An Insurance Business
January 18, 2020
When you're in the insurance business, you talk a lot about customer service. Unfortunately, the insurance industry has earned itself a certain reputation of being cold and heartless folks who are always...
Read moreThis is what our customers say they love about Gonzalez Insurance
December 12, 2019
Every individual has different needs and goals. So does every small business. They are all unique and very specific. Your needs and goals WILL be different from mine. In fact, even if both of us...
Read moreWhat’s the difference between a homeowner’s policy and condo insurance?
December 8, 2019
Getting insurance is kind of like choosing the coffee you want from among the plethora of options at Starbucks – except it’s ok to order something different from Starbucks. With insurance, you have...
Read more5 insurance decisions for your small business your agency should help you make
November 29, 2019
Sure, I’m willing to agree that purchasing an insurance policy can be a frustrating process. I can imagine business owners struggling to find the right policies and cover. I know the feeling that you...
Read moreHave you considered the insurance implications of working with contractors?
November 20, 2019
You are probably already aware of the California Assembly Bill 5 (AB5) or what is popularly called the gig worker bill. The bill, passed by the California legislature, requires companies that hire independent...
Read more5 Questions You Must Ask Yourself Before Buying Insurance for you and your family
November 8, 2019
Have you ever woken up suddenly in the middle of the night worrying about the future? Most of us have done that, and it’s a sign. It’s a sign that you must consider doing something to safeguard...
Read moreYes - Even your passion project needs insurance
October 27, 2019
Are you an artisan of some sort in your free time? Does your passion lie in creating and selling beautiful craft? Or do you simply love collecting and trading things, for the sake of art or as a passion...
Read moreHow should a small business choose an insurance agency?
October 20, 2019
Sadly, consumers have minimal trust in insurance companies. Don’t believe me? Here’s what Accenture and Deloitte...
Read moreShould you buy insurance for your small business online?
September 24, 2019
Online insurance sales are booming! Today, many small businesses prefer to skip the agent conversation and buy insurance directly online. As Peter Breitstone, former EVP, sales, programs, and facilities...
Read more5 tricky questions about insurance in the digital age
August 2, 2019
While the world is going through a digital transformation in every industry, the way we deal with life and business must also evolve. The wave of Digital Transformation has enabled us to do so much so...
Read moreAll the insurance your property needs
July 23, 2019
Not to be confused with Homeowners Insurance, the purpose of Property Insurance is to protect the home structure from natural disasters (usually barring earthquakes and floods). If you own the property...
Read moreWhat should small businesses should insure themselves against?
June 29, 2019
Is insurance for you, as a small business, even more important than mid-sized to large businesses? Well, if something goes wrong, you may not have the resources or resilience to bounce back. If you are...
Read moreIs Your Business Insured Against Future Challenges?
April 24, 2019
From the day you start your business, you expose yourself to risks. Think of lawsuits, natural calamities or employee behavior -all these can wreak havoc on your business operations. Being unprepared can...
Read moreThe Hidden Deductible You Need to Know About
February 11, 2019
If you look at your homeowners’ policy, you may see an additional deductible. You probably didn't notice when you signed up. It's listed as a "2% wind deductible."...
Read moreFlooding Can Occur Anywhere - Are you Prepared?
March 10, 2017
During Hurricane Sandy, over 1.58 million claims were filed to cover the costs of damage to homes, commercial businesses, and other property. 1.58 million is hard to picture, so let’s just take a...
Read moreChris Gonzalez earns the CHARTERED FINANCIAL CONSULTANT® (ChFC®) DESIGNATION, FINANCIAL PLANNING’S HIGHEST STANDARD
September 21, 2016
North Bergen, NJ – September 20, 2016 – [Chris Gonzalez, Gonzalez & Company Insurance Agency, Inc.] has earned the Chartered Financial Consultant® (ChFC®) professional designation...
Read moreChris Gonzalez Earns Certified Risk Manager (CRM) Designation
August 11, 2016
North Bergen, NJ – August 2016 Certified Risk Managers International recently conferred the designation of Certified Risk Manager (CRM) on a select number of individuals who completed...
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You Need to Know: the Liability Limit Code
November 16, 2015
We know – auto insurance policies often seem like gibberish, but understanding the liability limit code can mean the difference between paying for everything out of pocket, and standing back while your...
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Got Vacancy? Your Policy Might Be Void
August 19, 2015
We’ve recently heard of several cases where a building owner suddenly found their insurance policy was null and void – all because they hadn’t looked closely at an important clause that states a...
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Why You Should Take the Insurance the Rental Car Company Offers
August 19, 2015
You’re probably already shaking your head ‘no.’ You’re on vacation. You’re already spending too much money. Every travel article tells you that the rental car insurance is an unnecessary add-on,...
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Avoid Insurance Suspension – Learn About Protective Safeguard Endorsements
August 19, 2015
We spend a lot of time warning our clients about aspects of their policy that could render certain coverages unviable. Today, we’re going to talk about a clause that could suspend your entire policy...
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The 14 Most Common Mistakes People Make Shopping for Homeowners Insurance
August 19, 2015
We’ve been in the business a long time, and we’ve seen people make every mistake under the sun when buying homeowners insurance. We do our best to advise our clients to avoid these common pitfalls,...
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