Are you a pharmacy? Here is what you must know about insurance

October 11, 2019 / Company Blog

There are numerous challenges involved in running a pharmacy business. Distributing medicines and drugs carries some risk. A minute mistake can result in health issues for the...

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What is umbrella insurance? Why you should care!

October 6, 2019 / Company Blog

Umbrella insurance is secondary insurance coverage that covers liability over and above the standard liability cover taken on other policies like the homeowner or other small business...

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Should you buy insurance for your small business online?

September 24, 2019 / Insights from Chris

Online insurance sales are booming! Today, many small businesses prefer to skip the agent conversation and buy insurance directly online. As Peter Breitstone, former EVP, sales, programs, and facilities...

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5 things your home insurance probably doesn’t cover

August 13, 2019 / Company Blog

When it comes to insurance, people often shy away from getting down to the fine print and details because they assume that it is a tedious and cumbersome process. While reading...

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5 tricky questions about insurance in the digital age

August 2, 2019 / Insights from Chris

While the world is going through a digital transformation in every industry, the way we deal with life and business must also evolve. The wave of Digital Transformation has enabled us to do so much so...

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The most common reasons why your car insurance claim may get rejected

July 28, 2019 / Company Blog

In 2016, there were well over 268 million registered vehicles and over 220 million licensed drivers on US roads. Out of these, several hundred thousand got into crashes. In 2016 alone,...

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What the hurricane season means to insurance

July 23, 2019 / Company Blog

With Barry just blowing itself out and as many as 8 hurricanes forecast for 2019, hurricane season is obviously a big deal for all of us on the East Coast. With major systems of...

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All the insurance your property needs

July 23, 2019 / Insights from Chris

Not to be confused with Homeowners Insurance, the purpose of Property Insurance is to protect the home structure from natural disasters (usually barring earthquakes and floods). If you own the property...

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What should small businesses should insure themselves against?

June 29, 2019 / Insights from Chris

Is insurance for you, as a small business, even more important than mid-sized to large businesses? Well, if something goes wrong, you may not have the resources or resilience to bounce back. If you are...

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5 most common complaints homeowners have with insurance companies

June 29, 2019 / Company Blog

Ok, we admit. Insurance is tough to like or appreciate for most people. It's not something you may necessarily want to spend on, especially regularly. But on the other hand, if...

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How to prevent the most common water claim issues?

June 16, 2019 / Company Blog

Did you know that according to ISO, water damage claims are the second largest and most frequent claim? It's also one of the most expensive claims. Water damage is bad news and...

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Know More about Employment Practices Liability and Why You May Need It?

June 3, 2019 / Company Blog

Employment practices liability is a type of insurance that renders coverage to employers against claims made by employees alleging harassment, wrongful termination, discrimination,...

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All You Need to Know about Insurance and Tax

May 31, 2019 / Company Blog

Life is unpredictable. One moment everything could be smooth-sailing but everything could fall apart the next moment. And while we can’t avoid such situations, we can safeguard...

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All the insurance a condo could need

May 30, 2019 / Company Blog

Thinking about getting your condo insured? We've got you Read more

5 things you must fully understand about your homeowner’s insurance policy

May 19, 2019 / Company Blog

Insurance is security. It allows you to secure what matters such as assets, finances, health, and even your loved ones. Insurance companies offer you the coverage that protects...

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5 Things to consider when it’s time to renew your insurance policy

May 2, 2019 / Company Blog

While renewing your insurance may seem like a fairly straightforward process, and it usually is, there are definitely some complexities to factor in. Read on to know more!

Buying a home is a significant milestone in the life of most people. It's probably the most substantial sum of money most of us invest. However, with this blissful feeling also...

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Is Your Business Insured Against Future Challenges?

April 24, 2019 / Insights from Chris

From the day you start your business, you expose yourself to risks. Think of lawsuits, natural calamities or employee behavior -all these can wreak havoc on your business operations. Being unprepared can...

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Why 'Business Income Coverage' may be the most important insurance coverage you haven't considered yet (but you must!)

April 15, 2019 / Company Blog

You probably know that business income is the net income that includes your net profit or loss before calculating the taxes. You would factor in all your revenues on one side and,...

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The Hidden Deductible You Need to Know About

February 11, 2019 / Insights from Chris

If you look at your homeowners’ policy, you may see an additional deductible. You probably didn't notice when you signed up. It's listed as a "2% wind deductible."...

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Flooding Can Occur Anywhere - Are you Prepared?

March 10, 2017 / Insights from Chris

During Hurricane Sandy, over 1.58 million claims were filed to cover the costs of damage to homes, commercial businesses, and other property. 1.58 million is hard to picture, so let’s just take a...

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Chris Gonzalez earns the CHARTERED FINANCIAL CONSULTANT® (ChFC®) DESIGNATION, FINANCIAL PLANNING’S HIGHEST STANDARD

September 21, 2016 / Insights from Chris

North Bergen, NJ – September 20, 2016 – [Chris Gonzalez, Gonzalez & Company Insurance Agency, Inc.] has earned the Chartered Financial Consultant® (ChFC®) professional designation...

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Terichi Bellinger has earned the Accredited Customer Service Representative (ACSR®) Designation

August 12, 2016 / Company Blog

FOR IMMEDIATE RELEASE Date: 08/12/2016                                                       ...

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Chris Gonzalez Earns Certified Risk Manager (CRM) Designation

August 11, 2016 / Insights from Chris

North Bergen, NJ – August 2016 Certified Risk Managers International recently conferred the designation of Certified Risk Manager (CRM) on a select number of individuals who completed...

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You Need to Know: the Liability Limit Code

November 16, 2015 / Insights from Chris

We know – auto insurance policies often seem like gibberish, but understanding the liability limit code can mean the difference between paying for everything out of pocket, and standing back while your...

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Got Vacancy? Your Policy Might Be Void

August 19, 2015 / Insights from Chris

We’ve recently heard of several cases where a building owner suddenly found their insurance policy was null and void – all because they hadn’t looked closely at an important clause that states a...

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Why You Should Take the Insurance the Rental Car Company Offers

August 19, 2015 / Insights from Chris

You’re probably already shaking your head ‘no.’ You’re on vacation. You’re already spending too much money. Every travel article tells you that the rental car insurance is an unnecessary add-on,...

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Avoid Insurance Suspension – Learn About Protective Safeguard Endorsements

August 19, 2015 / Insights from Chris

We spend a lot of time warning our clients about aspects of their policy that could render certain coverages unviable. Today, we’re going to talk about a clause that could suspend your entire policy...

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The 14 Most Common Mistakes People Make Shopping for Homeowners Insurance

August 19, 2015 / Insights from Chris

We’ve been in the business a long time, and we’ve seen people make every mistake under the sun when buying homeowners insurance. We do our best to advise our clients to avoid these common pitfalls,...

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Flooding Can Occur Anywhere – Are You Prepared?

June 30, 2015 / Company Blog

During Hurricane Sandy, over 1.58 million claims were filed to cover the costs of damage to homes, commercial businesses, and other property. 1.58 million is hard to picture, so let’s just take a...

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The Often-Misunderstood Insurance Clause That Could Cost You $20,000 (Or More)

June 30, 2015 / Company Blog

The co-insurance clause in your building policy is one of the most misunderstood features among apartment building owners – and not understanding it could cost you tens of thousands of dollars. This...

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Tenant Discrimination – What CAN’T You Be Sued For?

June 30, 2015 / Company Blog

Unfortunately, the answer is: pretty much nothing. Most landlords are completely unaware that they can be sued for a variety of “discrimination claims,” many of which will be without any basis in...

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Building Ordinance Coverage – What It Is and Why You Need It

June 30, 2015 / Company Blog

Let’s say you own a property that suffered extreme damage – enough that you’re going to need to rebuild or at least repair extensively. (We hope this doesn’t happen, but unexpected catastrophes...

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