Is Your Business Insured Against Future Challenges?
April 24, 2019 / Insights from Chris
From the day you start your business, you expose yourself to risks. Think of lawsuits, natural calamities or employee behavior -all these can wreak havoc on your business operations. Being unprepared can...
Read moreWhy 'Business Income Coverage' may be the most important insurance coverage you haven't considered yet (but you must!)
April 15, 2019 / Company Blog
You probably know that business income is the net income that includes your net profit or loss before calculating the taxes. You would factor in all your revenues on one side and,...
Read moreThe Hidden Deductible You Need to Know About
February 11, 2019 / Insights from Chris
If you look at your homeowners’ policy, you may see an additional deductible. You probably didn't notice when you signed up. It's listed as a "2% wind deductible."...
Read moreFlooding Can Occur Anywhere - Are you Prepared?
March 10, 2017 / Insights from Chris
During Hurricane Sandy, over 1.58 million claims were filed to cover the costs of damage to homes, commercial businesses, and other property. 1.58 million is hard to picture, so let’s just take a...
Read moreChris Gonzalez earns the CHARTERED FINANCIAL CONSULTANT® (ChFC®) DESIGNATION, FINANCIAL PLANNING’S HIGHEST STANDARD
September 21, 2016 / Insights from Chris
North Bergen, NJ – September 20, 2016 – [Chris Gonzalez, Gonzalez & Company Insurance Agency, Inc.] has earned the Chartered Financial Consultant® (ChFC®) professional designation...
Read moreTerichi Bellinger has earned the Accredited Customer Service Representative (ACSR®) Designation
August 12, 2016 / Company Blog
FOR IMMEDIATE RELEASE Date: 08/12/2016 ...
Read moreChris Gonzalez Earns Certified Risk Manager (CRM) Designation
August 11, 2016 / Insights from Chris
North Bergen, NJ – August 2016 Certified Risk Managers International recently conferred the designation of Certified Risk Manager (CRM) on a select number of individuals who completed...
Read more
You Need to Know: the Liability Limit Code
November 16, 2015 / Insights from Chris
We know – auto insurance policies often seem like gibberish, but understanding the liability limit code can mean the difference between paying for everything out of pocket, and standing back while your...
Read more
Got Vacancy? Your Policy Might Be Void
August 19, 2015 / Insights from Chris
We’ve recently heard of several cases where a building owner suddenly found their insurance policy was null and void – all because they hadn’t looked closely at an important clause that states a...
Read more
Why You Should Take the Insurance the Rental Car Company Offers
August 19, 2015 / Insights from Chris
You’re probably already shaking your head ‘no.’ You’re on vacation. You’re already spending too much money. Every travel article tells you that the rental car insurance is an unnecessary add-on,...
Read more
Avoid Insurance Suspension – Learn About Protective Safeguard Endorsements
August 19, 2015 / Insights from Chris
We spend a lot of time warning our clients about aspects of their policy that could render certain coverages unviable. Today, we’re going to talk about a clause that could suspend your entire policy...
Read more
The 14 Most Common Mistakes People Make Shopping for Homeowners Insurance
August 19, 2015 / Insights from Chris
We’ve been in the business a long time, and we’ve seen people make every mistake under the sun when buying homeowners insurance. We do our best to advise our clients to avoid these common pitfalls,...
Read more
Flooding Can Occur Anywhere – Are You Prepared?
June 30, 2015 / Company Blog
During Hurricane Sandy, over 1.58 million claims were filed to cover the costs of damage to homes, commercial businesses, and other property. 1.58 million is hard to picture, so let’s just take a...
Read more
The Often-Misunderstood Insurance Clause That Could Cost You $20,000 (Or More)
June 30, 2015 / Company Blog
The co-insurance clause in your building policy is one of the most misunderstood features among apartment building owners – and not understanding it could cost you tens of thousands of dollars. This...
Read more
Tenant Discrimination – What CAN’T You Be Sued For?
June 30, 2015 / Company Blog
Unfortunately, the answer is: pretty much nothing. Most landlords are completely unaware that they can be sued for a variety of “discrimination claims,” many of which will be without any basis in...
Read more
Building Ordinance Coverage – What It Is and Why You Need It
June 30, 2015 / Company Blog
Let’s say you own a property that suffered extreme damage – enough that you’re going to need to rebuild or at least repair extensively. (We hope this doesn’t happen, but unexpected catastrophes...
Read more